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Are Government Home Loan Programs Available In Southern California?

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Yes! Government home loan programs for Southern Californians are available through Summit Lending, and include FHA Loans and VA Loans. These are mortgage loans which are backed at least partially, though sometimes fully, by the United States Government.

Government loans available in Orange County, Riverside County, San Bernardino County, San Diego County, Los Angeles County and Ventura County are often a terrific option because they typically have lower down payment requirements, and lower credit requirements.

Some government home loan programs will have higher interest rates, or require you to purchase mortgage insurance. Be sure to check with a top mortgage broker to determine if a government home loan is right for your home purchase in Southern California.