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What Are The Requirements To Obtain A VA Loan In Southern California?

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Military members currently on Active Duty are required to have fulfilled 90 consecutive days during wartime, or 181 consecutive days during peacetime to be eligible for a VA loan for a purchase, or to refinance an existing VA loan. Veterans who were honorably discharged and served 90 consecutive days of Active Duty during wartime, or 181 consecutive days during peacetime may also be eligible for a 100% financing with no money down loan.

In addition, Reservists who have served at least 6 years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve may be eligible for a VA loan. Spouses of active duty or reservists may also be eligible for a VA loan in Southern California.

If you're seeking a VA loan in Southern California, Summit Lending can help. We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.