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What Is A Conventional Loan In Southern California?

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Conventional loans in California are available through Summit Lending, a direct mortgage lender based in Orange County, California. These loans are backed by Fannie Mae or Freddie Mac and are typically ideal for Californians seeking a fixed rate mortgage loan for 10-30 years. Benefits of conventional loans for those looking to buy a home or refinance a home in Southern California include low interest rates, and the security of knowing that your mortgage payment will remain consistent for a set number of years. Conventional loans in Southern California have varying loan limits. In Los Angeles and Orange Counties, conventional loans currently have a limit of $679,650. To speak with one of Summit Lending's top reviewed Southern California mortgage professionals about conventional loans available contact us today.