Sign Up For Our Newsletter
Summit Lending - A Direct Mortgage Lender

FREE SEMINAR - REGISTER NOW
Summit Lending Home Loans Mortgages Orange County
A Direct Mortgage Lender

Free Home Loan Mortage Seminar

Quick Contact
888-451-9006



Quick Contact
888-451-9006



Purchase Loans Refinances FHA & VA Loans
Conventional & Jumbo Loans


What is the best loan for low down payments?

Back to all FAQs

In SoCal, the best loans for borrowers with low down payments are often FHA loans, or VA loans. If you are the spouse of a military service member or veteran, or an active duty military service member, or a veteran, VA loans are available for some borrowers with no money down. But civilians have great options as well. Some conventional loans are available with as little as 3% down, and some FHA loans are available with as little as 3.5% down. It's important to note that very specific requirements will need to be met to secure these low down payments. They are typically available to borrowers with excellent credit, and secure income. Speak with a top Southern California mortgage broker to learn more about your unique options.