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Home Loans for Veterans in Southern California: What You Need to Know

Posted by Summit Lending on November 8, 2017
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With more than 1.7 million veterans, which accounts for 8% of total U.S. veteran population, California is fortunate to be home to incredible veterans who have served our nation through various branches of the military. Southern California servicemen and women may be eligible for a VA mortgage loan through Orange County, CA based Summit Lending, to purchase or refinance a home. Like all mortgage loans, certain requirements must be met in order to qualify for a VA purchase or refinance loan.

Requirements to obtain a VA loan in Southern California include:
  • Fulfillment of 90 consecutive days during wartime or 181consecutive days during peacetime as Active Duty.
  • Fulfillment of 90 consecutive days during wartime or 181 consecutive days during peacetime, as an honorably discharged veteran.
  • Six years of service in the Army Reserve, Army National Guard, Air National Guard, Coast Guard Reserve, Navy Reserve, Marine Corps Reserve or Air Force Reserve
  • Spouses of active duty or reservists may also be eligible for a VA loan to buy a home or refinance a mortgage in Southern California.
If you're seeking a VA loan in Southern California, Summit Lending can help.

We are proud to count veterans amongst our team of top reviewed mortgage brokers, and we are honored to help our veterans to obtain VA loans for a home purchase or refinance.

Benefits of VA loans for Southern California Active Duty and Veterans may include:
  • 100% financing (no down payment required).
  • Flexibility in interest rates
  • Options for repaying 30-year mortgage loans
  • No monthly mortgage insurance required
  • Limits on closing costs for buyers
  • Opportunity to pay off mortgage loan without penalty
If you're interested in learning more about obtaining a VA loan in Los Angeles County, Orange County, Ventura County, Riverside County, or San Diego County, please contact our top rated Southern California mortgage brokers at Summit Lending by calling (888) 451-9006 today.

Based in Huntington Beach, CA, with offices throughout Southern California, Summit Lending can be reached online, on Facebook, or via phone at 888-451-9006. From conventional fixed rate loans to Jumbo loans, VA loans, FHA loans, reverse mortgages and cash out refinances, at top Yelp! reviewed Summit Lending we are eager to assist you in accomplishing your short and long term real estate financing goals.