Home Purchase, Refinance and Home Equity Loans Since 2005

Will G.★★★★★2024 · Google Reviews

I had a great experience working with Brad Martinez and Kylie Mell-Johnson. They were knowledgeable, efficient, and easy to work with. They picked up the phone every time I called them (or called me back within minutes). They were especially helpful in organizing the signing of the documents. I was in CA and my wife was in a trip in Texas, so the logistics weren't easy! But they got the papers signed by me day of, and then overnighted to my wife in Austin. All in all a painless comfortable experience and I would work with them again!

Anna R.★★★★★2024 · Google Reviews

We are so happy with everything. Working with Kylie at Summit has been an absolute pleasure. Communication was constant and she helped us find the perfect loan for our situation. Kylie really has changed our lives for the better by helping us with this entire process.

Robin M.★★★★★2026 · Google Reviews

I recently worked with Amanda Kolman and Kylie Mell-Johnson to Secure a HELOAN, and I could not be happier with the experience. From our very first conversation, they were incredibly professional, knowledgeable, and patient. Navigating the Home Equity Loan process can feel overwhelming, but Amanda & Kylie took the time to explain all of my options clearly. They answered every question I had (and then some/very responsive), kept me updated at every stage of the Application (even late night and week-ends) and ensured everything moved forward without delays. Thanks to their expertise and dedication, the entire process was smooth, transparent, and stress-free. I highly recommend Amanda Kolman to anyone looking for a reliable and top-notch Loan Professional!

Abhishek G.★★★★★2025 · Google Reviews

Brad and Lisa has been great partner to work with. There prompt response has helped in quickly getting loan and approved.

Madison N.★★★★★2024 · Google Reviews

I would recommend Summit to anyone who is looking for a quick loan. The process was smooth with the professional and speedy Real time assistant with Kylie, Mell-Johnson. I was so stressed during this process and Kylie answered all my questions quickly and accurately, in real time. Kylie Mell-Johnson is Definitely 5 ⭐⭐⭐⭐⭐ Give Summit a chance and work with Kylie. She removed a lot of my stress by assuring me step-by-step progress. Thank you, Kylie

Lisa M.★★★★★2024 · Google Reviews

Wade and Amanda were wonderful to work with! Wade answered our questions regarding Heloc and how it would benefit us during this economy. Once we agreed on a number, we were then transferred over to Amanda to complete the process. Both were very knowledgeable in the field and accommodating. When I was unable to talk over the phone, Wade and Amanda would communicate via email/text to answer our questions. We appreciated their patience, transparency, and efficiency throughout the process. We definitely recommend Summit Lending to anyone who needs a refi, Heloc and other loan options! Thank you again for your kindness and assistance!

Google Reviewer ("Sour Bricks")★★★★★2026 · Google Reviews

Bradley Martinez & Kylie Mell-Johnson were kind, professional, courteous, and had excellent communication skills helping me through my loan refinance. They are knowledgeable, resourcefull and expedited my steps to finalize my loan in 2 weeks. Exceptional and excellent teamwork giving me feedback and guiding me throughout the whole process. I highly recommend them because they are honest, hardworking and down to Earth! Such a pleasure to work with.Thank you so very much!

John★★★★★2025 · Google Reviews

I have now done two deals with Summit Home Lending. I am in the real estate development business and have an understanding how challenging getting deals done can be. I don't normally take the time to write reviews (i know sounds lazy) but in this case i felt to write a review is a must. As being a business owner documenting income is not always easy without a simple W-2 therefore proving up income requires a deep understanding of all the areas a lender will look to truly extract the actual income. From the very first contact i had with Amanda Kolman of Summit Home Lending she was extremely knowledgeable, attentive and reassuring that she would get our deal done. As a business owner, i completely understand the importance of follow-up, a can do/will attitude and results can be to a client. In my opinion, Amanda mastered all of those important qualities and many others a client needs and appreciates when faced with a challenge. My deal was challenging and Amanda never gave up while addressing multiple challenges all while keeping me well informed and at times daily. I can't express how impressed i am with Amanda and the entire Summit Home Lending team from start to close of escrow. I highly recommend them and i will surely use them for any future transaction.

Jennifer R.★★★★★2020 · Google Reviews

I have worked with Lisa and Summit have several times. The experience is painless and fast. The first time I used Summit, I had some obstacles to overcome. Lisa took her time in considering the options and helped me get a loan when others couldn't. I am very happy with Summit Lending and if I need to refinance again, I will definitely return.

Thann V.★★★★★2026 · Google Reviews

I recently completed a Summit Home Lending HELOC refinance with Amanda Kolman and Kylie Mell-Johnson. I had previously worked with Amanda on my original HELOC. I appreciated their patience explaining the many nuances of the loan. The women are extremely professional, knowledgeable, reliable and competent -- I would not hesitate to contact these dedicated women again for my financing needs and would certainly refer them to my friends and family.

Linda G.★★★★★2024 · Google Reviews

Amazing experience as I went through many loan officers some rude and pushy. I got Wmiller with Summit lending. I explained what I was looking for and he worked with me to get it. I told him I was not computer Savvy at all not 1 ounce he told me do not worry he will work with me, he turned me over to Amanda the loan processor she walked me through receiving and signing documents never making me feel uncomfortable because sometimes I called her 10 times in one day Thank you for you patience with me. I am happy on the timely matter it took considering all the holidays. I am completely satisfied and would recommend to friends and family. Wade and Amanda your awesome Thank you Summit Lending

Teresa G.★★★★★2026 · Google Reviews

Bradley Martinez and Kylie Mell-Johnson were a pleasure to work with. What I love about Bradley is that he is proactive. He works hard to make my loan process easy and efficient, done within 2 weeks!!! Great people to work with and I will continue to work with them for any loan needs!

Tom P.★★★★★2026 · Google Reviews

Ask for Amanda and Kylie. They were the best. Very clear and patient. They were great at explaining anything I wanted clarified and went the extra mile to offer great service.

Feroz C.★★★★★2023 · Google Reviews

It was really a very pleasant experience working with Summit Lending. Amanda Kolman, Scott Alley and Lisa Alley were excellent professional support. During the entire process they all were very friendly and professional and we felt very comfortable working with them. We would definitely refer Summit Lending to all. Chunara Family

Will G.★★★★★2024 · Google Reviews

I had a great experience working with Brad Martinez and Kylie Mell-Johnson. They were knowledgeable, efficient, and easy to work with. They picked up the phone every time I called them (or called me back within minutes). They were especially helpful in organizing the signing of the documents. I was in CA and my wife was in a trip in Texas, so the logistics weren't easy! But they got the papers signed by me day of, and then overnighted to my wife in Austin. All in all a painless comfortable experience and I would work with them again!

Anna R.★★★★★2024 · Google Reviews

We are so happy with everything. Working with Kylie at Summit has been an absolute pleasure. Communication was constant and she helped us find the perfect loan for our situation. Kylie really has changed our lives for the better by helping us with this entire process.

Robin M.★★★★★2026 · Google Reviews

I recently worked with Amanda Kolman and Kylie Mell-Johnson to Secure a HELOAN, and I could not be happier with the experience. From our very first conversation, they were incredibly professional, knowledgeable, and patient. Navigating the Home Equity Loan process can feel overwhelming, but Amanda & Kylie took the time to explain all of my options clearly. They answered every question I had (and then some/very responsive), kept me updated at every stage of the Application (even late night and week-ends) and ensured everything moved forward without delays. Thanks to their expertise and dedication, the entire process was smooth, transparent, and stress-free. I highly recommend Amanda Kolman to anyone looking for a reliable and top-notch Loan Professional!

Abhishek G.★★★★★2025 · Google Reviews

Brad and Lisa has been great partner to work with. There prompt response has helped in quickly getting loan and approved.

Madison N.★★★★★2024 · Google Reviews

I would recommend Summit to anyone who is looking for a quick loan. The process was smooth with the professional and speedy Real time assistant with Kylie, Mell-Johnson. I was so stressed during this process and Kylie answered all my questions quickly and accurately, in real time. Kylie Mell-Johnson is Definitely 5 ⭐⭐⭐⭐⭐ Give Summit a chance and work with Kylie. She removed a lot of my stress by assuring me step-by-step progress. Thank you, Kylie

Lisa M.★★★★★2024 · Google Reviews

Wade and Amanda were wonderful to work with! Wade answered our questions regarding Heloc and how it would benefit us during this economy. Once we agreed on a number, we were then transferred over to Amanda to complete the process. Both were very knowledgeable in the field and accommodating. When I was unable to talk over the phone, Wade and Amanda would communicate via email/text to answer our questions. We appreciated their patience, transparency, and efficiency throughout the process. We definitely recommend Summit Lending to anyone who needs a refi, Heloc and other loan options! Thank you again for your kindness and assistance!

Google Reviewer ("Sour Bricks")★★★★★2026 · Google Reviews

Bradley Martinez & Kylie Mell-Johnson were kind, professional, courteous, and had excellent communication skills helping me through my loan refinance. They are knowledgeable, resourcefull and expedited my steps to finalize my loan in 2 weeks. Exceptional and excellent teamwork giving me feedback and guiding me throughout the whole process. I highly recommend them because they are honest, hardworking and down to Earth! Such a pleasure to work with.Thank you so very much!

John★★★★★2025 · Google Reviews

I have now done two deals with Summit Home Lending. I am in the real estate development business and have an understanding how challenging getting deals done can be. I don't normally take the time to write reviews (i know sounds lazy) but in this case i felt to write a review is a must. As being a business owner documenting income is not always easy without a simple W-2 therefore proving up income requires a deep understanding of all the areas a lender will look to truly extract the actual income. From the very first contact i had with Amanda Kolman of Summit Home Lending she was extremely knowledgeable, attentive and reassuring that she would get our deal done. As a business owner, i completely understand the importance of follow-up, a can do/will attitude and results can be to a client. In my opinion, Amanda mastered all of those important qualities and many others a client needs and appreciates when faced with a challenge. My deal was challenging and Amanda never gave up while addressing multiple challenges all while keeping me well informed and at times daily. I can't express how impressed i am with Amanda and the entire Summit Home Lending team from start to close of escrow. I highly recommend them and i will surely use them for any future transaction.

Jennifer R.★★★★★2020 · Google Reviews

I have worked with Lisa and Summit have several times. The experience is painless and fast. The first time I used Summit, I had some obstacles to overcome. Lisa took her time in considering the options and helped me get a loan when others couldn't. I am very happy with Summit Lending and if I need to refinance again, I will definitely return.

Thann V.★★★★★2026 · Google Reviews

I recently completed a Summit Home Lending HELOC refinance with Amanda Kolman and Kylie Mell-Johnson. I had previously worked with Amanda on my original HELOC. I appreciated their patience explaining the many nuances of the loan. The women are extremely professional, knowledgeable, reliable and competent -- I would not hesitate to contact these dedicated women again for my financing needs and would certainly refer them to my friends and family.

Linda G.★★★★★2024 · Google Reviews

Amazing experience as I went through many loan officers some rude and pushy. I got Wmiller with Summit lending. I explained what I was looking for and he worked with me to get it. I told him I was not computer Savvy at all not 1 ounce he told me do not worry he will work with me, he turned me over to Amanda the loan processor she walked me through receiving and signing documents never making me feel uncomfortable because sometimes I called her 10 times in one day Thank you for you patience with me. I am happy on the timely matter it took considering all the holidays. I am completely satisfied and would recommend to friends and family. Wade and Amanda your awesome Thank you Summit Lending

Teresa G.★★★★★2026 · Google Reviews

Bradley Martinez and Kylie Mell-Johnson were a pleasure to work with. What I love about Bradley is that he is proactive. He works hard to make my loan process easy and efficient, done within 2 weeks!!! Great people to work with and I will continue to work with them for any loan needs!

Tom P.★★★★★2026 · Google Reviews

Ask for Amanda and Kylie. They were the best. Very clear and patient. They were great at explaining anything I wanted clarified and went the extra mile to offer great service.

Feroz C.★★★★★2023 · Google Reviews

It was really a very pleasant experience working with Summit Lending. Amanda Kolman, Scott Alley and Lisa Alley were excellent professional support. During the entire process they all were very friendly and professional and we felt very comfortable working with them. We would definitely refer Summit Lending to all. Chunara Family